Version 5.1 – Last Updated: April 16, 2026
Article 1: Applicability and Binding Force
These General Terms and Conditions (hereinafter "Terms" or "Agreement") constitute a complete, legally binding contract between you (the "User" or "Client") and Stability Layer. By accessing https://stabilitylayer.net https://stabilitylayer.net https://stabilitylayer.net, integrating our APIs, registering an account, or utilising any of our proprietary infrastructure services, you expressly, unconditionally, and without reservation agree to be bound by these Terms. Stability Layer reserves the right to unilaterally modify these Terms to reflect technological advancements or legislative shifts in the digital asset and fintech space.
Article 2: Nature of Services (Execution-Only Infrastructure)
Stability Layer provides an advanced technical infrastructure for blockchain data aggregation, protocol stability mechanisms, and complex analytical indicators. 2.1. No Regulated Financial Advice: Stability Layer acts exclusively as an independent technology, node, and software infrastructure provider. We do not provide regulated financial advice, investment brokerage, or portfolio management services as defined by the Central Bank of Ireland or under MiFID II. All algorithmic outputs, node data, and market signals generated are purely indicative and technological in nature. 2.2. Total Decision-Making Autonomy: Any financial decision, token transaction, smart contract deployment, or market interaction executed by the User based on infrastructure provided by the Platform is performed entirely at the User’s sole discretion, autonomy, and exclusive risk.
Article 3: Statutory Risk Disclosure (Digital Assets & Infrastructure)
The User explicitly acknowledges and accepts the following fundamental technological and market risks:
Extreme Volatility: Digital assets, tokens, and algorithmic stable-mechanisms are subject to unpredictable, abrupt, and highly volatile price fluctuations, and may experience sudden illiquidity.
Risk of Total Capital Loss: Engaging in digital asset interactions carries an inherent, substantial risk of partial or total loss of the deployed capital.
Technological Risks: Blockchain networks are subject to forks, network congestion, smart contract vulnerabilities, oracle manipulation, and varying degrees of finality, which may impact the accuracy and stability of aggregated data and protocols.
No Uptime Guarantees: While operating at enterprise standards, API connections and node infrastructure offer absolutely no guarantee of 100% uninterrupted uptime.
Article 4: Intellectual Property and Strict Usage Restrictions
The entire digital and operational infrastructure of Stability Layer, including all proprietary data models, protocol designs, API architectures, source codes, graphical user interfaces (UI/UX), and databases, is the exclusive, inalienable property of Stability Layer. Under penalty of civil prosecution, it is strictly prohibited to:
Subject the platform, its APIs, or underlying algorithms to reverse engineering, decompilation, or disassembly.
Utilise unauthorised extraction tools (such as scrapers or malicious bots) for mass on-chain or platform data harvesting.
Misuse the infrastructure to facilitate money laundering, market manipulation, network spamming, terrorist financing, or any illicit activities.
Article 5: Limitation of Liability and Force Majeure
To the maximum extent permitted by the laws of Ireland, Stability Layer shall bear no liability for any direct, indirect, incidental, or consequential damages arising from:
Technical downtime, blockchain network congestion, API latency, smart contract exploits on integrated third-party layers, or inaccuracies in oracle liquidity feeds.
Force Majeure events, including but not limited to massive cyberattacks (e.g., 51% attacks, DDoS), failure of national or international telecommunication networks, or abrupt government/regulatory interventions in the digital asset markets.
Article 6: Indemnification Clause
The User irrevocably agrees to fully indemnify, defend, and hold harmless Stability Layer, its executives, directors, engineers, and affiliates from and against all claims, lawsuits, regulatory fines, losses, and legal costs (including reasonable solicitors' fees) arising directly or indirectly from a breach of these Terms by the User or the unauthorised use of the User's infrastructure access in connection with the Platform.
Article 7: Governing Law and Exclusive Jurisdiction
This Agreement shall be exclusively governed by and construed in accordance with the Laws of Ireland. Any dispute, controversy, or claim arising out of or relating to these Terms, which cannot be settled amicably within sixty (60) days, shall be submitted to the exclusive jurisdiction of the Courts of Ireland (sitting in Dublin).